You would think not since it is new and the developer has to adhere to local construction guidelines. However, err on the side of caution—always hire an inspector, whether the home is old or new.

You can ask the builder to provide copies of any inspection reports on the property, architectural plans, surveys and pertinent construction documents for your inspector to review.

The inspector should either be a professional home inspector, an engineer, an architect or a contractor. When hiring a professional inspector, look for one who belongs to a home inspection trade organization, such as the American Society of Home Inspectors (ASHI).

This group has developed formal inspection guidelines and a professional code of ethics for its members. Membership in ASHI is not automatic. Proven field experience and technical knowledge about structures and their various systems and appliances are required.

As for rates, they vary greatly. Many inspectors charge about $400, but costs increase based on the scope of the inspection.